The locu.ms Guide
Everything the agencies won't put in writing.
Plain-English, primary-sourced guides to the business of locum tenens — taxes, contracts, agency markup, malpractice, and getting started. Written for physicians, CRNAs, and AAs. Free, no email wall.
01
Getting Started in Locum Tenens
4 guides
How Long Does Locum Tenens Credentialing Take?How long does locum tenens credentialing and privileging take?How to Get Started in Locum TenensHow do I get started in locum tenens?State Licensing & the IMLC for Locum TenensHow does the Interstate Medical Licensure Compact (IMLC) speed up locum licensing?Your First Locum Tenens Assignment: A Pre-Flight ChecklistWhat should I prepare before my first locum tenens assignment?
02
Locum Tenens Taxes & Finances
6 guides
OverviewLocum Tenens Taxes: A Complete Guide for 1099 CliniciansHow do taxes work for locum tenens physicians, CRNAs, and AAs?
1099 vs W-2 Locum Tenens: Which Should You Take?Should I take a locum tenens job as a 1099 contractor or W-2 employee?Locum Tenens Tax Deductions: What 1099 Clinicians Can Write OffWhat can locum tenens clinicians deduct on their taxes?Multi-State Taxes for Traveling Locum Tenens CliniciansHow do locum tenens clinicians file taxes when they work in multiple states?Quarterly Estimated Taxes for Locum Tenens CliniciansHow do quarterly estimated taxes work for locum tenens 1099 income?Self-Employment Tax for Locum Tenens 1099 CliniciansHow much self-employment tax do locum tenens clinicians pay?
03
Setting Up Your Locum Business
6 guides
OverviewSetting Up Your Locum Tenens Business: Sole Prop, LLC, or S-CorpDo locum tenens clinicians need a business entity, and which one?
EIN & Business Bank Account for Locum Tenens 1099 IncomeDoes a locum tenens clinician need an EIN and a separate business bank account?S-Corp for Locum Tenens: When the FICA Savings Are Worth ItShould a locum tenens clinician elect S-corp taxation, and what is a reasonable salary?Should a Locum Tenens Clinician Form an LLC?Should a locum tenens physician or CRNA form an LLC?Solo 401(k) vs SEP-IRA for Locum Tenens CliniciansShould a locum tenens clinician use a Solo 401(k) or a SEP-IRA?What Does Being a Locum Tenens Clinician Cost? An Overhead BudgetWhat are the typical overhead costs of being a locum tenens clinician?
04
Contracts, Negotiation & Malpractice
6 guides
OverviewLocum Tenens Contracts & Agencies: What Every Clinician Should KnowWhat should locum tenens clinicians know about agencies and contracts?
How Much Do Locum Tenens Agencies Mark Up Your Rate?How much do locum tenens agencies mark up / keep?How to Choose a Locum Tenens Agency (a Neutral Checklist)How do I choose a locum tenens agency?Locum Tenens Contract Clauses: What to Scrutinize Before You SignWhat contract clauses should locum tenens clinicians watch for and negotiate?Locum Tenens Malpractice & Tail Coverage: What to DemandDo locum tenens physicians need tail coverage, and who pays for it?Negotiating with a Locum Tenens Agency: What to Get CoveredWhat expenses should a locum tenens agency cover, and how do I negotiate them?