The locu.ms Guide
Everything the agencies won't put in writing.
Plain-English, primary-sourced guides to the business of locum tenens — taxes, contracts, agency markup, malpractice, and getting started. Written for physicians, CRNAs, and AAs. Free, no email wall.
Getting Started in Locum Tenens
- How Long Does Locum Tenens Credentialing Take?How long does locum tenens credentialing and privileging take?
- How to Get Started in Locum TenensHow do I get started in locum tenens?
- State Licensing & the IMLC for Locum TenensHow does the Interstate Medical Licensure Compact (IMLC) speed up locum licensing?
- Your First Locum Tenens Assignment: A Pre-Flight ChecklistWhat should I prepare before my first locum tenens assignment?
Locum Tenens Taxes & Finances
- Locum Tenens Taxes: A Complete Guide for 1099 CliniciansOverviewHow do taxes work for locum tenens physicians, CRNAs, and AAs?
- 1099 vs W-2 Locum Tenens: Which Should You Take?Should I take a locum tenens job as a 1099 contractor or W-2 employee?
- Locum Tenens Tax Deductions: What 1099 Clinicians Can Write OffWhat can locum tenens clinicians deduct on their taxes?
- Multi-State Taxes for Traveling Locum Tenens CliniciansHow do locum tenens clinicians file taxes when they work in multiple states?
- Quarterly Estimated Taxes for Locum Tenens CliniciansHow do quarterly estimated taxes work for locum tenens 1099 income?
- Self-Employment Tax for Locum Tenens 1099 CliniciansHow much self-employment tax do locum tenens clinicians pay?
Setting Up Your Locum Business
- Setting Up Your Locum Tenens Business: Sole Prop, LLC, or S-CorpOverviewDo locum tenens clinicians need a business entity, and which one?
- EIN & Business Bank Account for Locum Tenens 1099 IncomeDoes a locum tenens clinician need an EIN and a separate business bank account?
- S-Corp for Locum Tenens: When the FICA Savings Are Worth ItShould a locum tenens clinician elect S-corp taxation, and what is a reasonable salary?
- Should a Locum Tenens Clinician Form an LLC?Should a locum tenens physician or CRNA form an LLC?
- Solo 401(k) vs SEP-IRA for Locum Tenens CliniciansShould a locum tenens clinician use a Solo 401(k) or a SEP-IRA?
- What Does Being a Locum Tenens Clinician Cost? An Overhead BudgetWhat are the typical overhead costs of being a locum tenens clinician?
Contracts, Negotiation & Malpractice
- Locum Tenens Contracts & Agencies: What Every Clinician Should KnowOverviewWhat should locum tenens clinicians know about agencies and contracts?
- How Much Do Locum Tenens Agencies Mark Up Your Rate?How much do locum tenens agencies mark up / keep?
- How to Choose a Locum Tenens Agency (a Neutral Checklist)How do I choose a locum tenens agency?
- Locum Tenens Contract Clauses: What to Scrutinize Before You SignWhat contract clauses should locum tenens clinicians watch for and negotiate?
- Locum Tenens Malpractice & Tail Coverage: What to DemandDo locum tenens physicians need tail coverage, and who pays for it?
- Negotiating with a Locum Tenens Agency: What to Get CoveredWhat expenses should a locum tenens agency cover, and how do I negotiate them?